Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs.Almost every buyer knows they exist, but not that many know exactly what they cover, or how different they can be based on where you're buying. So, let’s break them down.What Are Closing Costs

How Much Home Can You Really Afford?

How Much Home Can You Really Afford? (And Why It Matters More Than You Think) Here's a question I get all the time: "Manny, the bank says I qualify for a $400,000 loan—so I'm good, right?" Not quite. The truth is that getting approved for a mortgage and actually affording a home are two very differ

Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to:More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able