Loan Pre-Approval Checklist
- Copy of photo ID and social security cards, for all borrowers
- Most recent pay stubs, for all borrowers for the last 30 days
- Personal tax returns, for the last 2 years with ALL schedules
- Contact information for Homeowners insurance (if applicable)
- Most current mortgage statements, all pages (if applicable)
- W-2/1099 forms, for all employment income for all borrowers (previous 2 years)
- Copy of most recent checking/savings retirement statements (last 2 months, ALL pages)
- Written explanation of credit anomalies, including late payments, credit inquiries, charge-offs, collections, judgments, and liens
- The Purchase agreement and a copy of the earnest money check
Get Pre-Approved Today!






Cardinal Financial
Brittany Johnson
NMLS: 784087 - 407-719-2673
brittany.johnson@cardinalfinancial.com
Brittany Johnson
NMLS: 784087 - 407-719-2673
brittany.johnson@cardinalfinancial.com

Credit Problems?
** Please comment on them that I'm working with you so they can contact me after the preapproval process and let me know the results.
MORTGAGE CALCULATOR
Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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